As of December 2019 we no longer sell AA Insure policies.

Breakdown Cover

24-hour rescue service with AA Insure Breakdown Cover

Getting stuck on the roadside is no one’s idea of fun, so make sure you’re covered with AA Insure’s Breakdown Cover for UK-wide 24/7 response.

Whether you’re planning on driving in the UK or in the EU, we have cover to suit you.

We have three different levels of cover for you to choose from:

Roadside Assistance Cover

National Cover

European Cover

Unlimited UK roadside recoveries

Recovery limited 10 miles from breakdown

Recovery to any UK destination

Home breakdown call outs

Unlimited European roadside recoveries

*Cover available within European territorial limits (see your policy book for which countries are covered)

What's included?

Named Driver cover

Cover for the car on your policy if you or a named driver is behind the wheel.

Caravan and Trailers

We recover caravan and trailers up to 8ft 3in wide and 3.5t in weight.

Lost or broken keys

Lost or broken keys? We'll transport your vehicle to the nearest garage, or alternative place of your choice less than 10 miles from the breakdown.

Misfuel Assist

Wrong fuel in your car? We'll drain the fuel or move your vehicle to the nearest suitable repairer. And you'll get 10 litres of fuel to continue your trip.

Alternative transport

We'll give you a hire car (up to 1600cc) for up to three days so you can complete your journey.

Overnight B&B

We'll arrange accommodation and breakfast for you and your passengers up to £150 per person (£600 total) while your vehicle's being repaired.

Driving in Europe

European Breakdown Cover

Comes with the same benefits as National Cover but with added European assistance. If you need European assistance call us on 0044 (0)2920 943 111 and we'll send help to you within the territorial limits of Europe. Callout fees and mileage charges to repair or assist with your car are covered. If your car can't be fixed within 48 hours, or by your departure date, we'll arrange for you, your car and passengers to be taken home.

Alternative Transport Abroad

Broken down within the European territorial limits? Don't worry, you’ll get a hire car (up to 1600cc) for up to three days so you can finish your trip if your vehicle is unroadworthy. You'll also get up to £150 towards the reasonable cost of alternative transport for an insured person to return and collect the repaired vehicle.

Emergency Overnight Accommodation

If your car breaks down within the European territorial limits and can't be repaired the same working day, meaning you can't get to your pre-booked accommodation, we'll arrange overnight bed and breakfast for you and your passengers, up to £150 per person (£600 in total).

Using the breakdown service

Once you've added Breakdown Cover to your policy it’s really easy to use. Simply call Breakdown Assistance and give the following information:

  • Policy number
  • Car registration, make and model
  • Location
  • Phone number (So we can let you know who's coming and their arrival time)

Policy documents

Please ensure you choose the PDF associated with your product's start date. You will need Adobe Acrobat Reader to view these files. You can download it for free from the Adobe website.

Need Breakdown Assistance?

Call the breakdown team